Saturday, December 27, 2025

Time just flies what I saw is know what I see through my kids

 I still remember the day when I first held my daughter in my hand, the same being when I held Naif and Narmin. Still I have fresh memories of there walking for 1st time or saying there 1st words, all memories are just unwinding today and its been 24 years, never knew where the time flew and today its stand still.

Still remember taking them to school seeing there faces on the 1st day of there school and walking with them step by step. Today they all have grown up and I am happy I have ensured that they become good human beings first and then professionals.

Daughter Nadia Naaz became the 1st Girl to become Engineer of entire khandaan of my grand father, Naif became 1st to work at just 16 years and the youngest one Narmin will be the 1st psychologist. Lots of things happened went through ups and down but I am happy that I have instilled the way they need to look at life be it the personal or professional.

Nadia is working in Media something which I never wanted but fate is the best decider, never expected Naif to work and study as he spoke for the 1st time when he was 6yrs old and his 1st words were ABBA and not AMMI.

Today I feel happy and proud when I call them and they pick call and just say I am in meeting I will call you back once free, these words give me the accomplishment of my achievements which I am living in their lives.

I taught them to lead independent lives, taught them to face hurdles though they were too young sometimes feel I was harsh but today I don't have any such as they have learnt and understood what I want them to become.

I know its still too early, but as my Kannada teacher Nagarathnamma said you can see a tree growth even when its in sapling stage.

Wishing my kids all the best in there life and wanting them to go higher and higher to break all the records which I have set for them, I am sure they will be break and create better records for themselves.

Sunday, October 26, 2025

Fighting A Lonely Battle

The memories remind me of my starting days of sprinting and running when it all started the journey from clerk to CEO has come a full circle, The challenge when I started was to prove a point that I am worth something, the best part is today also I am still proving that I am worth something but not for myself but for others.

Feeling is like you build sand castle on sea shore and one tide comes and washes it as if the castle never existed, when you tell this you hear are you the only one every one goes through this, well no complaints.

Bottom line is you were good only till yesterday and today is different day well accepted hence started again to sprint and run this time not to prove a point but scale my new heights by 2030 in case alive want to be on Board of Adviser for few companies continue the learning with same zeal with which I came till here.

Got kids there jobs they are doing good but from here where they go is uptown them you can get horse but rider has to ride where he wants which time will tell,

The nest which was built nurtured is where I am all alone but now I feel need to start flying again got something happening tomorrow hope it will not disappoint me anyways thousand times have fallen but stood up again.

Sometimes being battle ready and still don't know when things change, when you get chance to prove your  worth is sometimes frustrating, well my work is to be battle ready hoping times comes to prove as life says yes time will come calling your name, lets see

Monday, September 29, 2025

All alone back to square Zero

 Well in 52 years life has come full circle and today I am standing all alone to start from scratch, I remember my father words TILL YOU GIVE YOU WILL BE RESPECTED ONCE YOU STOP GIVING YOU ARE GOOD FOR NOTHING.

I always use to say to my clients Yesterday is history and how good are you today is the question well its now applicable to me also.

Decision you take on scenarios haunt you back after time passes, yes its true when hit by covid lost 5N and my hefty earnings today I get questioned as in present I am not earning that 7 figure earning.

I also tell my clients once if you can make then you can make many number of times yes this is what will be applicable to me.

Will be starting again from ground zero

Monday, July 14, 2025

Been fighting every day for last 15 years

When I look back I get into two minds, one questions did I become something in life and other tells me that I have survived last 15 years with every day fighting to survive. Its mixed feeling, came out of retirement as I couldn't just sit and relax and take life as it comes, Rightly said Ships are not built to stay in harbour but they are built to fight sea waves.

Every day its fight of survival, I keep telling I haven't seen salary credited sms for last 15 years, I hope its worth achievement, every day starts with ambiguity, suddenly things change within seconds and suddenly things go worst in seconds.

That's the life of fighting to survive, yes agree that every working professional does fight every day, but fighting with only hope that tomorrow things will happen is very difficult.

Suddenly you get client and transfers funds but sometimes need to keep following up for payments, sometimes I feel that I am nothing but mere professional beggar but sometimes I feel I have lived life to fully extent with all the curiosities and ambiguities life brings every second.

Hope and believing yourself plays a vital role in life of entrepreneurs there were times when I was good for nothing but the will to change and overcome the tide is what makes life, all philosophers and writers can write amazing stories but the one who faces it knows how one goes through it with full turbulence hitting you from every where but you keep searching for land with hope things will go well.

Sometimes I feel I have taken enough beating and just become a rock which has smoothened due to water hitting it continuously but still withstanding the beating and staying in same place takes lot of guts, courage, believe in yourself and hope.

Anyways have come back to normalcy ready to face topsy turvy curves again.


Thursday, February 27, 2025

Retirement is pathetic

 Came back to bangalore on 31st January it's been 28 days since I took retirement life has come to standstill. Was happy to retire with decent 6 figure royalty coming with son working and daughter getting ready to work, but life has become pathetic just sitting and passing out time with no work.

At home everyone is why is this person at home, if I talk then they tell me you don't know and you talk much and its irritating why don't you search for a job, I came here to relax and doing no work still earning 6 figures but unfortunately I was wrong.

Once ramzan is done I think its time to pack bags and head back to Dubai, staying here for more time will lead me to dementia and literally going mad, had enough of these 28days with not working but still earning decently.

I think I need to revisit my life and get it back to track by April will be back to Dubai

Tuesday, December 24, 2024

Standing on the retirement process don't know what's in store

 Well feels quite butterflies in stomach as I am standing at new thought of retirement life, well son is settled working and studying earning good enough for him, with regard to daughter just waiting for her to finish engineering which is nearing by February 2025 got her job ready in 3 companies so once she joins her job I will realise the dream of making her women of substance, well recently there was a proposal for her but she told bluntly till I don't achieve things on my own I am not interested well I respected her decision.

As she will walk out of her college compound for the last time by February there is job for her and once she joins have planned her to do her masters and lead her life all by her independence and becoming financial stable women which is the need of hour.

So this will leave me to spend my retirement peacefully, with consulting contract earning 7 figure per annum which will take care of my retirement and my younger daughter she will be stepping into college life, with no loans and EMI getting over by January I will not be left with any EMI's.

Well I am desperately waiting for February hope things go in place and I will start this ramzan of 2025 as retired person until I have surprise from life taking new path, will update by March 2025 about how things happened as I thought or the famous word man proposes god disposes

Friday, August 9, 2024

At last reached one more milestone

 https://www.nbandassociates.org/our-team.html at last Director for Investment banking firm hope life is going to see this.


Nothing more to say, need to plan for next milestone

Friday, July 26, 2024

Feeling empty hollowness after having reached where I wanted to reach

 Well nothing much to say, life is again stand still this is what I am feeling. Financials things are fine earning decent enough to take care of things, well that's not what is important for me it is leading life which is been missing, yes these days just by spending time I am earning no slogging just get up go to office and be back to loneliness.

There has been no breakthrough in career wise that's what I am thinking, its been same mundane life, one good thing doing nothing is what I am earning, this is something I wanted where in I just don't do anything but still earning enough which makes me 1% of India's earning segment, but this is not what I wanted is what I realised after reaching this place for which every professional aspires.

At this juncture of life its all about satisfaction of growing up to big league which has not happened ever after reaching 50, but still hope is alive hoping for a big breakthrough, been running around aspiring to be part of BIG4.

Feeling hollowness, yeah you may think I am acting too smart as earning what just 1% of India's population earns is what I am earning but hollowness and thirst isn't getting quenched, sometimes I feel that what was my goal that was just keeping the journey and clearing one after another milestone is what I am feeling know as don't know what to do.

Everyday I keep waiting for something to happen something to change but nothing is changing, everyone around me is happy as I am taking care of things, some even say all the years of hardworking is paying off and I am just sitting and comeback I think I have landed in soft corner which something I dreaded the most.

Sometimes have reached too early and there isn't anything left know to move on getting sick of it, it was dream to become what I am today when is started 5N, I use to slog day in and day out to earn what I am earning today by doing nothing.

Hoping this mundane life will get chance to move or direction in which I need to move forward, let me admit first time missing life too badly. Well will figure out ways agains but for know its been mundane life but happy with it as everyone around is happy except myself.

Lot of people slog 18hrs of day in big corporates to earn the figures I earn just sitting, but i feel as long as you are taking care of your responsibilities but inner self keeps asking what are you doing.

Hope by next 5 years will be in board of directors for at least 5 companies hope it happens, literally have stopped learning and experimenting as due to responsibilities I fear for any change which is something which I have been playing but know at this juncture unable to do it.

Anyways no complains from life

Friday, January 5, 2024

5N survives ONE year in Dubai

 Hi it's been 1yr that 5N has survived and kept things alive, well nothing much to cherish but nothing to frown in financial world called as break even. Had topsy curvy for this whole year. Getting things back to normal but still long way to go, well things at moment are fine going on keeping alive got new clients surviving the Global market is challenging, fighting mental battles fighting being away from family. Things have slowly changed. 

Have become not only father but god father to my son shaping him not shaping but nurturing him and seeing him walk on the way to become chartered accountant I feel like I am becoming one, well he has followed my path at age of 16 he started earning and know working with CA firm earning for himself and managing it reminds me on my time when I started at same age working and taking care of things.

When I see his dedication and the way he talks I just get reminded of my days, nothing much to complain going on well got retainer client which is taking care of things, learning new things new industries in this global market is keeping me on toes.

The only wish I have at this point is though I have taken away that chirpiness of my son from being normal I hope he gets his reward not interms of his career which I know he will not lose out as he is learning from the CEO as how to take care of life. The only wish is he should get all the happiness of life which I lost.

I always tell my son SHIPS ARE NOT MEANT TO BE IN HARBOUR well the same applies to me at this age of 50 I am also learning new things and fighting day in and day out, been 13 years since I started this company and its been 13 years where in I haven't depended on SMS which you get once in month while working.

Today a funny incident happened when one CA here in Dubai referred 5N to his client and the client referred to his client finally only to find out that the the client was my old client of 2 years well this goes on to say Dubai is aware of 5N.

Well nothing much to say just got carried away and remembered missing of life. Its been decade since I missed life hope I will meet life.

Thursday, October 12, 2023

Its good to stop at sometimes

 Things have been bit harsh at me been with tension for last 2 days but best part I realised is you react to things which are not in your control and things which are created by people around you and the best part is that you keep fighting it when all it requires is just to stop and relax, as things that are not in your control will never come under your control.

Sometimes I feel no matter what you put across what's written will happen so its better to switch off yourself and go to hibernating mode as the whole body will detox itself and then you can start again where you left.

There is no where written that you need to keep running and trying to change others and situations so the best way is just relax and let the music begin. No matter what ever you do to keep people happy they will always have some or the other problem from you which leads to unnecessary situation where in you feel that though you are not responsible but still being held accountable.

I think this is the sign that you should switch off your brain that's what I am doing know, all of my life went in keeping people happy no matter what ever be the situation but know at this age I realise that no point in keeping people around you happy and forgetting to be happy.

Next 3 days will be switched off from the whole world and try finding inner peace

Tuesday, August 8, 2023

All alone I think I was designed this way

 Just becoming bit nostalgic going down the lane, right from 43 years back when I was 7 yr old kid both my mon and dad left me for my mother doctor checkup and I was alone in house and lights went off sitting all alone in dark and deserted area which it was in those days sitting alone and moment of wind causing bone chilling sound and with lizard squeaking out, I was in tears that is the day when I faced loneliness and from that day have been all alone.

I always believe in one proverb a gazelle has to run faster than cheetah to see next day sunlight,a cheetah has to run faster than gazelle to live another day been in this situation since last 43 years, today being 50 its all the same every day have to hunt and keep hunger away, the best part is you are held responsible for actions which happen which is not under your control.

No one looks at the pain you undergo as pleasure and every one looks at pleasure which they see on my face, sometimes feel just need to hang my boots, but can't do it, for my birth I was not responsible and the whole of life has been like that, I was not responsible for any one's action but still I get hanged.

Going through doldrums but still need to get up everyday and fight for the day with hope of tomorrow, it may sound very dramatic but that's life we all have colors on our face and mask's and inner face is something which no one wants to know.

Can keep writing millions of words but it will still not describe what I am going through, have got used to this life of loneliness times I feel this is my world where I am responsible for every one's life and there expectations

Words cannot describe what I go through but I still feel what I am going through is just minuscule when I see other around me going through.

Just having laugh at myself as my own inner conscious is saying you are having a different colour and mask today.

Thursday, June 15, 2023

History Repeats after 29 years

 29 years back I remember me giving my first salary to my dad I was 19 years at that time, well history has repeated after 3 decades when my son got his first pay cheque on 14th June 2023, my first salary was 1020 rs in 1994 and my son got 12,000 which is like 11.5 times higher that what I got, well happy for one more reason is that my dream to see my son in my shoes is happening, he calculates same way as I calculate, we both have become buddies than father and son.

next 5 years will be crucial for both of us hope things will be fine, just un able to sleep as thinking of seeing my son heading 5NBC

Tuesday, May 9, 2023

Next line getting ready for 5NBC

 May 2nd marked a special day in my life and in the life of 5NBC, the next generation of 5NBC is shaping up, yes that's the good news, well its my son Naif Ahmed who is going to be next generation to take care of 5NBC. Though he has been earning and studying a new leap happened when he joined chartered accounting firm in jayanagar as intern and he will be there for next 5 years till he comes out as a Chartered Accountant to take on the reins of 5NBC to next levels.

As a father I am happy that my son is slowly stepping into my shoes, he wants to be a investment banker something I missed, I am putting in all my experience and my information to him so that when steps into the shoes he is at least 10 years ahead of me.

He will be studying in evening college and morning working with chartered accountant so he gets both the book knowledge and the practicality which is missing these days in the graduates who pass out with degrees in hand, he did his 11th and 12th working and studying which reminded me of my old days where in I never had the luxury of just studying which I always envied but today I feel all happened was for good, he is slowly maturing into good professional.

Hence I am building his platform in Dubai, so that in next 5 years when he finishes his graduation and becomes CA I would have build a platform for him in Dubai, happy to see him calculate everything on numbers and numbers.

So buy the time he is done studying 5NBC would have been 18 years old company so the platform is ready for next generation to enter and take it to next levels.

Sunday, February 12, 2023

Going on Good back to building from Zero

 Well things are shaping up well again started building again from zero, no idea why god choose me always to start again from zero, I don't know when my time will come, well life  us to say don't worry time will call and come. There is no substitute to hardwork, but apart from that you also need Lady Luck to smile at you.

Back again to starting from zero well going on well slowly building, getting clients again here in Dubai, well to be frank it has taken me back to 1994 when I use to stay alone in room cook and eat all alone just me and myself.

Well things have come back a full circle, staying all alone with me and myself, but still enjoying the loneliness and this loneliness is the strength that is keeping me alive with spirit to fight and come back just like they say phoenix raises from ash.

Well missing lot of things but these things are pushing me and making me more stronger, more than me more anxious of my son Naif becoming a Chartered Accountant I never waited for anything in life the way I am waiting for his result.

I would feel all my struggle reached a point and god rewarded me the day when I see him as Chartered Accountant and the CA sticker on his car.

Well lets wait and watch.


Friday, November 11, 2022

Dubai the land of struggle & dreams

 Hi life is good going on at least have my whole body in one piece, well got my residence visa of Dubai for 2 years, got a good swanky office in Latifa Towers Sheikh Zayed Road, at last got my Emirates ID and my bank account opened in CBD commercial Bank of Dubai.

Have decided that I need to settle in Dubai, well got partnership offer in a consulting firm which is 12 yrs old and always wanted to work with a woman of substance who has built this company centurion consulting, waited for 20 long years to work with her.

Have got good platform to showcase all the experience I have gained across the globe, well the intention for the first time in life is to make money, all these years I was just enjoying life but know have decided that earning money is more important as all happiness around you revolves on what you earn well I may be wrong but every one learns his own lessons from life.

The other reason why I have moved is to ensure that I make my son what I couldn't become Top Class Investment Banker, so by the time he completes his CA I would have built platform for my son to launch his life.

I want him to enjoy his life, I want to give all the happiness that I missed in life to him, but surprisingly blessed with a son who is like why spend lets save, never asked for anything, happy go lucky lad, I truly wish from my heart and pray that he should get the best in life and always happiness for him.

Nothing much to share just started new life again I think this will be my 5th rebirth, but well I don't mind starting again and again till I reach grave. there is a famous Persian proverb which says get up and get up no matter how many times you are stuck by lighting a point will come where lighting will get tired of striking you.

Just giving too much of Gyan well new journey new life will update soon.

Saturday, October 15, 2022

When going gets tough the tough get going

 Been long time since I wrote, well lot of things happened in life both professionally and personally, these tough times have made me more stronger, I know life is reading my blogs well professionally got a new client and dream contract of 6 Million INR, travelling started globe trotting again.

Have landed in dream world Dubai, this is the first time in 20 years of my travel to dubai I have come on my own money well the idea is to stay here and start encashing my knowledge in International market, its been high time had to take the decision to move here, and due to prayers of life here also got a good platform got office in latifa towers sheikh zayed road, getting my legal formalities done which I think should be over by coming week and I will be entering the market.

Positioning myself as Business analyst and investment banker, lets see how things shape from next week onwards, hoping things will change for better as they have been changing every since the journey started.

Personally things have changed kids are grown up happy that they have decided early as what they need to be in life, son is getting ready to step in to my shoes love to see him one day as investment banker, daughter is doing good in engineering and have chartered there destinations.

Son is working just like me started his own earnings at tender age and he is preparing for 12th std I want him to be CA and then become investment banker, I have been training him with all my knowledge and happy to see him grow.

Younger daughter is still in school but very very witty with her humour and very creative.

Things are hard at present but every day I am moving step by step, well coming week will have lots in store as will start moving into market

will keep posted

Sunday, July 17, 2022

Life has changed thrown to the lowest, but still standing like rock

 Its been almost a year got no clue how this one year passed, lot of turbulent times were faced and still facing, this situation has made me more stronger and resilient also learnt a lot as how to live when you have nothing in hand, today I understand the message which I had received 15 years ago which read, success of person depends on the way how he handles when he has nothing in hand and the way he handles when he has everything in hand.

lot of tough times but still 5N has survived, its not closed yes not earning as the way it use to happen and the dividends given to investors has stopped, but I am not running away, my past record and transparency I maintained when things were good has given me the face to handle all these problems.

Well no point in just writing about all the problems and troubles, in these times good things happened Daughter got Engineering seat in Government quota so didn't have to pay any donation, then one more thing happened Son cleared his 10th and he is interning with MOJ associates chartered accountants, he broke all the records, I got job when I was 19 years 4 months, but he got it at 16years happy for him, he wants to be Investment Banker, felt so glad that what I wanted to be my son wants to be that.

I am training him and giving him all the guidance he needs and best part is he has cleared his 1st year PUC with 72% boy who couldn't write answers to questions till 9th std scored this, he has become independent he paid his own fees from his earning, he bought his own smart phone and now saving to buy his bike.

He passing out was one more feather in my cap as I taught him and he cleared with his hard work, he is high in time sense nearly 10 times more than me, always planning to core details, got good observation skills which is essential for success.

Got new contract from January 2022 which is giving me the strength to come back, got back to Dubai for setting up clients unit, also got new clients from Dubai and also got one consulting opportunity, but problem is there is no timely payments from client. 

Atlast my dream of earning 32,500AED has come true its only matter of time I will be back to normalcy as have delivered revenue for the client and I am well on time.

Only dream left is ensuring my son gets 85% in 2nd puc and goes no to become investment banker I am going to give all my experience and life to ensure my son become investment banker. Then next is to ensure I clear all investments and be back to normalcy.

In these turbulent times 5N withstood test of time, got one more good news got my new matchbook air M1 and with 2  iPhone 13 Mini so I am back to get started, next step is to ensure 5n goes to Dubai. well lets see what happens and what not, but belief in Allah he will ensure back to glory days

Sunday, June 6, 2021

Starting New revenue stream happy to be alive in these turbulent times

 ITs been turbulent times for individuals & business, the same being across India with all the problems that are being faced, well in these times also 5NBC has no defaulted even a single month on the dividends and earning and getting clients in these times only proves that business model is strong and knowledge being given to clients is worth for there payments, well its been two months since lockdown but things are fine with 5N still getting clients and revenues.

The best part is starting of new revenue stream, we have got clients who wanted us to do business research and suggest them the next course of action and this accidental client gave way for new revenue stream called as KNOWLEDGE PROCESS OUTSOURCE this revenue source not only gets revenue but also enriches me in acquiring more knowledge and at the cost of client, well this has been a boon in these bane times.

Rest is fine going on well what started as just for hobby has become full time bread earner, rest is fine going on no idea how long with these turbulent times last, but slowly and steadily 5N is growing when I look back to file ITR then is where I realise how much has been earned.

Next week when lockdown opens there will be much more challenges and hard times need to fight it out and come out of it thats what life has taught all these years.

Happy days

Tuesday, March 2, 2021

5N Business Consultants is now consultant to One of the Top 4 consulting firms

On February 15th will be date cherished for life till I die, when I founded 5N always had a dream to work with Top 4 consulting firms of the world, had always seen these firms from outside had heard about the work and the culture they have. After 7 years of founding 5N life gave chance to work with One of the Top4 consulting firms sorry cannot name as its part of contract signed. So officially 5N is a consultant to one of the Top 4 consulting firm. Then started the work the first assignment was to preparing strategy presentation to one of the Top channels, work started with lot of butterflies as getting adapted to new work style and thought process wasn't easy and also having been Founder CEO getting to un learn and learn was one of the biggest hurdles things didn't go smooth had problems with thought process and there way of thinking, there were times where had low morale and thought of quitting it and giving it up, then remembered life which had taught me never to give up and have confidence in myself. Well picked up all the straws of life and started and today when I got the observation saying well done and having learnt in fortnight gave me a also a chance to prove myself yes I am worth as CEO, as the saying goes YOU ARE GOOD ONLY TILL YESTERDAY be it a CEO of small firm or any big company the bottom line remains same.

Did stretch, did shed stiffness and yes back to normalcy and having learnt new things and new thought process did remember the lesson of EAGLE. Well not getting sleep as feeling happy for having proved myself that yes I can unlearn and learn.

This assignment will take longways  for 5N to newer heights, full charged up for tomorrow daylight

Friday, January 29, 2021

Survival Of the Fittest 5N in the process of adapting to survive

 I don't think even Darwin knew what he meant when he said survival of the fittest, well if he was alive he would have understood the practicality of it. Its been times which are testing the patience, the belief, the faith and hope you have in life. Building from ground zero is not that easy fine you can say wisdom words that when things get tougher the toughest will go forward all those are fine.

Building from zero where in only the shadow of yours is with you along with life it makes more tough to stand and withstand the change. Its been 11 months of the turbulent times 5N has not only survived but also ensured investors are taken care, sometimes wonder what am I made of every time I am pushed down and every time I stand up.

These times have given good reason to celebrate as so many consulting firms shutdown but still 5N is not only alive but also kicking. Yes lost all the buffer of cash reserve the company had accumulated for last 7 years, so today its like you are starting business with day zero and the only accomplishment is that you have 8 years of experience and this experience is going to make you count.

Only time will tell whats going to happen as fighting without life in these turbulent times have taught lot of things, learnt lot of lessons but still happy that life taught how to deal with turbulent times.

Tomorrow is another day you wake up alive then you got reason to fight, well nothing much to say its all about how long can you hold on